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For more detailed information you may contact a Student Loan Specialist by phone at 800-324-1589 or visit: Student Loans are offered and serviced through Credit Union Student Choice.The funds for the loans are usually required to be paid directly to the school and you may not be able to use the funds to pay off your Personal Credit Card.Credit union membership and a minimum share deposit is required. Important: Please remember that federal loans do offer certain benefits and protections that do not transfer to a private loan.

current interest rate for consolidating student loans-68current interest rate for consolidating student loans-56current interest rate for consolidating student loans-83

Your Interest Rate is variable and may be adjusted quarterly based on the Index.Any increase in the Index may increase the APR and may increase the amount of your monthly payment. As of March 1st, 2017, the Prime index (Index), as published in the Wall Street Journal, used is 3.75%. This Margin is added to the Index to determine the calculated interest rate. Current offered rates are calculated using the Index, Margin, and Floor values in effect. co-borrower which may result in a better chance of approval and/or lower interest rate. Fixed interest rate solution: your interest rate is fixed and is based on your credit qualification and the repayment term you select.The interest rate will not exceed 18.00% regardless of the Index. Your specific Interest Rate, Margin, Floor, and/or credit approval will depend upon the student borrower's and co-borrower's (if applicable) credit qualification. Your actual rate within the ranges stated will be disclosed upon approval. Repayment examples: Examples provided use highest current offered rate in effect for each repayment term and assume a constant interest rate on a ,000 loan amount.Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments.Variable Interest Rate Solution DCU offers Student Loans through Credit Union Student Choice.

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